Central Bank Rate: 2.75%
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Loan Apps Vanuatu

10 Verified Lenders • From 8.5% APR

Central Bank Rate 2.75%
Inflation Rate 0.10%
GDP/Capita VUV 316,000
Average Monthly Salary VUV 99,158
Income Tax Rate 15.0%
Average Property Price VUV 8,000K
Unemployment Rate 5.1%

Loan Types Available

Personal Loans

Interest Rate 8.50% - 12.00%
Loan Amount VUV 50,000 - 1,000K
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Business Loans

Interest Rate 15.18% - 17.00%
Loan Amount VUV 500,000 - 3,000K
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Student Loans

Interest Rate 8.64% - 10.00%
Loan Amount VUV 100,000 - 1,000K
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Mortgage Loans

Interest Rate 16.25% - 18.00%
Loan Amount VUV 1,000,000 - 20,000K
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Auto Loans

Interest Rate 10.00% - 14.00%
Loan Amount VUV 200,000 - 2,000K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

LendingEdge Solutions

4.7
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SPBD Microfinance (Vanuatu) Ltd

4.6
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National Bank Vanuatu

4.4
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BRED Vanuatu

4.4
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VANSi Cash Advance

4.3
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Digicel MyCash

4.0
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Loan Calculator

Monthly Payment VUV 890
Total Cost VUV 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews