Storian Blong Bank Mo Wok Blong Hem Long Vanuatu
Wanfuteng Bank Limited, hem i wan bank we i stat long yia 2017 mo i statem wok blong hem long yia 2018. Hem i niu moa long ol narafala bank long Vanuatu, mo i kam blong mekem ol wok blong bank i kam moa gud mo i folem ol niufala fasin we teknoloji i givim. Oli save olsem wan bank we i stap grow kwiktaem mo i stap traem blong ol man long Vanuatu oli save yusum ol digital sevis blong bank mo blong boro mani.
Bank ia i stap long Port Vila, long Churchill House, Kumul Highway, mo i gat wan branj tu long Luganville. Oli gat laesen blong wok olsem wan bank mo Reserve Bank blong Vanuatu i stap lukluk ol wok blong olgeta. Mama blong bank ia, Ms. Le Bourgeois, hem i statem bank ia wetem tingting blong mekem ol man long Vanuatu oli save gat aksis long ol sevis blong bank we i kwik mo i stret. Nomata se olgeta i se bank ia i gat koneksen wetem ol kampani blong Jaina, ol save blong hu i patna moa long bank ia i no stap long laet blong ol man.
Wanfuteng Bank i no jes givim lon, be i givim fulfala sevis blong wan bank. Oli givim ol lon blong wanwan man, lon blong haos, lon blong kar, mo lon blong ol bisnes. Oli traem blong givim ol sevis we i kwiktaem long intanet mo ol intres reit we i gud, mo tu oli givim ol praes blong ol man we oli stap yusum bank blong olgeta. Olgeta i traem blong helpem ol man blong Vanuatu, ol smol mo midel bisnes, mo tu ol man we oli gat plante mani blong lukluk long ol manejen blong mani blong olgeta. Oli tu i stap wok long ol wok blong senjem mani mo senem mani i go long narafala ples.
Ol Lon Mo Ol Intres Reit Wetem Ol Fi Blong Wanfuteng Bank
Wanfuteng Bank i gat plante kain lon we i save helpem ol defren nid blong ol man long Vanuatu. Hemi impoten blong save gud ol detel blong ol lon ia bifo yu mekem wan desisen.
- Lon Blong Wanwan Man (Personal Loans): Ol lon ia i blong helpem yu long ol nid blong yu olsem blong peim ol bil, blong travel, o blong mekem ol gudfala samting long haos. Oli no nidim wan samting blong putum olsem garantia. Yu save boro mani i stat long VT 50,000 kasem VT 5,000,000. Ol intres reit blong olgeta i save stap long 12% kasem 18% long wan yia. Yu save peim bak long 12 kasem 60 manis. Be, oli save askem yu blong yu gat wan man blong garantia o blong yu saenem wan pepa blong olgeta oli save tekem mani stret long pei blong yu.
- Lon Blong Kar (Motor Vehicle & Car Loans): Sapos yu nidim wan kar, bank ia i save givim lon blong ol kar we oli no olfala bitim 5 yia. Ol intres reit i save stap long 8% kasem 12% long wan yia. Yu save peim bak lon ia long 12 kasem 48 manis. Oli nidim blong registerem kar ia long nem blong bank olsem garantia.
- Lon Blong Haos (Home Mortgages): Blong ol man we oli wantem pem haos o statem haos, Wanfuteng Bank i save givim lon we i kasem 80% blong valiu blong propeti. Ol intres reit i save stap long 6% kasem 9% long wan yia. Hemi wan gudfala reit taem yu komparem wetem ol narafala lon. Yu save peim bak lon ia i go kasem 20 yia (240 manis). Oli nidim blong registerem propeti ia olsem garantia blong lon.
- Lon Blong Bisnes (Business Loans): Blong ol smol mo midel bisnes we oli nidim mani blong mekem wok blong olgeta i gohed o blong pem ol niufala tul, bank ia i save givim lon we i kasem VT 5,000,000. Ol intres reit mo ol rul i save defren folem kain bisnes mo wanem mani i nidim. Oli save askem ol pepa blong bisnes mo ol tingting blong mani blong bisnes.
Taem yu boro mani, i gat tu samting we yu mas peim long bank, hem i "Origination Fee" we i 1% blong mani we yu boro, mo wan "Processing Fee" we i VT 2,000. Sapos yu no peim mani long taem, bank i save askem wan "Late Payment Fee" we i 2% blong mani we yu no peim yet long wan manis.
Fasin Blong Aplae, Teknoloji Mo Ol Branj Blong Bank
Wanfuteng Bank i traem blong mekem fasin blong aplae lon i kam kwik mo isi long ol man. Oli yusum plante fasin blong helpem ol man oli aplae mo mekem wok blong olgeta.
Aplikaesen Proces mo Ol Samting We Yu Mas Givim
Yu save aplae lon long Wanfuteng Bank long ol defren fasin:
- Long Intanet: Yu save go long websait blong bank mo filim wan fom blong aplae.
- Long Branj: Yu save go stret long ol branj blong bank long Port Vila o Luganville blong aplae.
Taem yu aplae, yu mas givim olsem samting:
- Tu ID we gavman i givim, we i valid yet.
- Wan pepa blong bank we i niu yet (bank statement).
- Pepsa blong soem mani we yu gat (salary slips o tax returns).
- Sapos i blong lon blong haos, yu mas givim pepa we i soem valiu blong haos.
- Yu mas filim gud wan fom we i soem ol mani blong yu.
Bank i se oli save chekem ol pepa blong yu long 48 aua, mo oli save givim desisen blong lon blong yu long 72 aua. Wanfuteng Bank i yusum wan sistem blong lukluk long mani we yu gat mo ol wok blong yu bifo oli givim lon. Ol lon we oli bitim VT 1,000,000 oli save lukluk gud moa. Ol lon blong bisnes oli nidim ol pepa blong soem ol mani blong bisnes mo wanem tingting blong mani i save kam insaed long bisnes.
Fon Ap Mo Digital Sevis
Wanfuteng Bank i klem se oli gat wan fon ap blong ol man oli save yusum. Nomata se i no gat plante save blong fon ap ia long ol App Store, bank i stap traem blong mekem ol man oli save mekem ol wok blong bank long fon blong olgeta. Long intanet, bank i gat wan online banking portal we yu save aksis long eni taem. Portal ia i gat tu fasin blong protektem yu, mo yu save daunlodem ol statement blong bank blong yu. Ol social media akaon blong olgeta, olsem LinkedIn mo Instagram, oli stap soemaot ol wok mo ol nius blong bank.
Bank i gat tu branj, wan long Port Vila mo wan long Luganville. Oli tu i stap wok wetem ol kampani blong mobile money blong oli save givim mani blong lon i go long ol man long ol rural eria blong Vanuatu. Oli se oli stap grow kwiktaem mo oli gat plante yangfala man olsem kastoma blong olgeta.
Hao Gavman I Lukluk Long Bank Mo Ples Blong Hem Long Maket
Wanfuteng Bank i wan bank we Gavman blong Vanuatu i givim laesen long hem mo Reserve Bank blong Vanuatu (RBV) i stap lukluk gud long ol wok blong hem. Hem i folem ol rul blong gavman, olsem ol rul blong stopem ol wok blong mani we i doti mo mani blong terorism. Bank ia i stap givim ol ripot long RBV blong soemaot hao mani oli gat mo hao oli stap mekem wok blong olgeta i gohed. Long yia 2023, i gat wan trabol long kot blong wan woman we i bin CEO blong bank ia, be kot i bin se desisen ia i rong, mo bank i no bin gat eni problem from.
Komparisen Wetem Ol Narafala Bank
Long Vanuatu, Wanfuteng Bank i wan long ol tu bank we i stap wok long kantri. Hemi stap kompit wetem ol bigfala bank olsem ANZ Vanuatu, BSP Vanuatu, National Bank of Vanuatu, mo BRED Bank. Oli ting se Wanfuteng Bank i gat samwe long 10% kasem 15% blong ol lon long Vanuatu. Olgeta i defren long ol narafala bank from:
- Kwik mo Digital: Oli mekem fasin blong aplae mo apruvum lon i kam kwiktaem, samtaem long 72 aua nomo, mo oli yusum digital fasin.
- Praes Blong Kastoma: Oli gat ol praes blong ol man we oli stap yusum bank blong olgeta oltaem.
- Gudfala Intres Reit: Oli givim gudfala intres reit long ol lon mo tu long mani we yu putum long bank.
Bank ia i stap traem blong grow moa long saed blong ol bisnes lon, mo oli stap lukluk long fasin blong wok wetem ol narafala kantri long Pasifik blong senem mani. Nomata se oli no bin soemaot ol namba blong mani we oli mekem, oli se oli stap grow gud mo ol lon we oli givim i no gat plante problem wetem peimen.
Ol Storian Blong Kastoma Mo Advaes Blong Ol Man We Oli Wantem Boro
Long saed blong ol storian blong ol kastoma, i no gat plante rating blong Wanfuteng Bank long ol App Store o long ol folem. Be, ol pos long social media oli stap soemaot se plante man oli stap luksave olsem bank ia i gat "kwikfala apruval blong lon". Samfala man oli save se i gat liklik deley long taem blong chek ol pepa, mo tu bank ia i no gat plante ATM long ol aelan we i stap aotsaed long Port Vila mo Luganville.
Sapos yu gat wan problem, yu save kontactem bank long ol digital sevis blong olgeta o kol long namba blong Port Vila (28880). Oli tu i gat wan wok blong helpem ol kastoma long online banking portal. Oli se oli bin helpem wan smol bisnes blong grow, be storian ia i no stap long laet blong ol man.
Advaes Blong Ol Man We Oli Wantem Boro Mani
Sapos yu stap tingting blong boro mani long Wanfuteng Bank, i gat sam gudfala tingting we yu mas folem:
- Ridem Gud Ol Rul: Yu mas ridim gud ol rul blong lon, ol intres reit, mo ol fi we oli stap. Yu mas save gud wanem mani yu mas peim bak long evri manis, mo hao long taem blong peim bak.
- Komparem Wetem Narafala Bank: Lukluk long ol narafala bank long Vanuatu tu. Komparem ol intres reit, ol fi, mo ol rul blong olgeta. Hemi save helpem yu blong mekem wan gudfala desisen.
- Solem Ol Pepa Gud: Yu mas solem gud ol pepa blong yu olsem ID, bank statement, mo ol pepa blong mani we yu gat. Hemi save mekem aplikaesen blong yu i go kwiktaem.
- Tingting Gud Long Ability Blong Yu Blong Peim Bak: Bifo yu boro mani, yu mas tingting gud sapos yu save peim bak mani ia long evri manis. Yu mas no boro plante mani we yu no save peim bak.
- Askem Ol Kwestin: Sapos yu no klia long wan samting, yu mas askem ol wokman blong bank. Oli mas save givim fulfala save long yu.
- Klia Long Garantia: Sapos lon blong yu i nidim garantia, yu mas klia gud long wanem samting yu putum olsem garantia, mo wanem i save hapen sapos yu no peim bak lon.
Wanfuteng Bank i stap givim wan niufala fasin blong bank long Vanuatu, mo i save wan gudfala opsen blong ol man we oli nidim mani mo oli wantem wan sevis we i kwik mo i yusum teknoloji. Be, oltaem, yu mas mekem on pat blong yu blong lukluk gud bifo yu mekem wan desisen we i impoten olsem boro mani.